Buying a new home is one of the most important decisions of your life and will most likely be the biggest financial commitment you will ever make.
If you are a first time buyer, the process of purchasing a property can be somewhat daunting. You can often feel as though you are vulnerable due to lack of experience and confused by how a purchase transaction takes place. This feeling is also applicable to those who have already been in a position to buy and are looking for their next property. It can be a stressful time, however, it can also be an exciting time.
We would like to help put your mind to rest at this crucial step towards your future and provide you with the support, advice and understanding that will make buying your new property simple and with peace of mind.
Whether you are buying a Freehold or Leasehold residential property, our team of experts are here to guide you through efficiently and smoothly. Your questions answered, your mind at ease and your new home purchase completed stress free.
You have decided that it is the right time to sell your property.
Perhaps you are looking for something a little bigger for a growing family, or maybe you have reached a time in your life where downsizing feels like the right thing to do? There may be the emotional situation of selling in the event of death of a loved one.
Whatever your circumstances, selling your property is a decision that is not taken lightly and can be an emotional and stressful time as well as exhilarating.
If you are a first time seller, you may not be aware of the process of the transaction. How is your existing mortgage redeemed? If you are purchasing a new property, how does everything fit together to make the transaction move forward and in synchronization with buying your new home?
Our team of experts are here to understand the situation and requirements of each of our clients. We are here to provide you with direction and guidance and keep you updated with the status of your transaction. We are here to communicate not only with you as our client, but also with Estate Agents, Mortgage Lenders and Brokers and the Solicitors acting for your related vendor or purchaser.
Is it time to change your lender to receive a better deal on your existing mortgage product? Perhaps you are looking to refinance your property?
Remortgaging can come at a time of necessity, or a time of choice. You may have opted to release some of the equity that is tied up in your property to enable you to improve your existing home with an extension or essential, yet costly repair work. In some cases, you may find yourself in times of financial hardship where a cash flow boost could be the answer to your problems and this could be obtained by the investment you have already made into your property.
Perhaps when you took out your original mortgage, you were impacted by a higher rate of interest than what is now currently available to you and it makes financial sense to receive a better percentage rate.
If you are looking to remortgage your property to assist you in achieving a better financial position you will need a little assistance. When it comes to refinancing your property your new lender will require a professional legal firm to act on their behalf as well as yours. Making sure that your existing mortgage is redeemed in full and your new lender's interest is secured to the property title.
Our team of experts are here to help this transaction run quickly and smoothly and have your new mortgage in effect in no time.